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Flatbay Capital

ListedDirect lender
Equipment financing and commercial real estate lenderSugar Land, Texas
BBLB 000518Listed Oct 2026From public recordsLast checked Oct 30, 2026
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7 yrsin business
$1M to $5Mdeal range

About

Equipment finance firm in the broker and lessor member category of the National Equipment Finance Association.

Direct lender. Funds deals from its own balance sheet; brokers on the register place deals here.

Listed from public records. Details fill in when the firm claims the entry. Every field below is part of the entry; open ones fill in when the firm claims it, free.

What they fund

Equipment financingCommercial real estateLines of credit
All industries
From the firm's own site and public records.

Deal profile

What a business owner asks first
Deal range
$1M to $5M
Typical time to funding
Typically 4 to 6 weeks after signing mutually agreed terms.
Minimum time in business
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Minimum monthly revenue
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Minimum credit score
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Funding programs
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Named lending partners
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Funded volume
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Fees, in writing

Fee details reported by the firm
Origination fee
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Who pays
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Written fee agreement
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Fee notes
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The firm

Type
Direct lender
Legal name
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Founded
2019
Team size
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Headquarters
Sugar Land, Texas
Service area
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Meets in person
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Languages
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Trade memberships
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Also brokers mortgages
No, business financing only

Team

ES
Elliot SmithManaging Partner
JP
Jorge PuigManaging Partner

More providers in Texas

All of Texas
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