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Cardiff

ListedDirect lender
Working capital and merchant cash advance lenderSolana Beach, CaliforniaServes all 50 states
BBLB 000038Listed Oct 2026From public recordsLast checked Oct 31, 2026
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22 yrsin business
From $5kdeal range

About

Cardiff provides small business loans, equipment financing, working capital, and credit lines, with flexible financing programs for entrepreneurs across varied industries.

Direct lender. Funds deals from its own balance sheet; brokers on the register place deals here.

Listed from public records. Details fill in when the firm claims the entry. Every field below is part of the entry; open ones fill in when the firm claims it, free.

What they fund

Working capitalMerchant cash advanceTerm loansEquipment financingLines of creditSBA loansInvoice factoringAsset based lending
ConstructionTrucking and logisticsRestaurantsRetailManufacturingMedical and dentalHospitalityAuto repair and dealers
From the firm's own site and public records.

Deal profile

What a business owner asks first
Deal range
From $5k
Typical time to funding
Same-day funding available for qualifying applicants.
Minimum time in business
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Minimum monthly revenue
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Minimum credit score
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Funding programs
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Named lending partners
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Funded volume
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Fees, in writing

Fee details reported by the firm
Origination fee
No prepayment penalty; a wire transfer fee may apply.
Who pays
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Written fee agreement
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Fee notes
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The firm

Type
Direct lender
Legal name
Cardiff, Inc
Founded
2004
Team size
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Headquarters
Solana Beach, California
Service area
Serves all 50 states
Meets in person
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Languages
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Trade memberships
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Also brokers mortgages
No, business financing only

Team

WS
William SternFounder and CEO
DL
Dean LyulkinCEO
AI
Ali Irani-TehraniManaging Partner
MT
Mo TehraniManaging Partner

More providers in California

All of California
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